ToolNestr

Auto Loan Calculator

Enter the vehicle price and loan details to see your monthly car payment, total interest and total cost.

Monthly payment
Loan amount
Total interest
Total cost

About this auto loan calculator

Before you buy a car, it pays to know the real monthly cost. This calculator factors in your down payment, trade-in and sales tax to work out exactly what you’ll finance, your monthly payment, and how much interest you’ll pay over the life of the loan — so there are no surprises at the dealership.

Frequently asked questions

How is the loan amount calculated?

We add sales tax to the vehicle price, then subtract your down payment and any trade-in value. That’s the amount you finance.

What loan term should I choose?

Common car loans run 36–72 months. A longer term lowers the monthly payment but increases the total interest you pay.

Does it work in my currency?

Yes — choose your currency symbol. The math is the same everywhere.

Related tools

Try the Mortgage Calculator or Loan / EMI Calculator.